AML/CFT Compliance Services in Dubai, UAE

Comprehensive Anti-Money Laundering and Counter-Financing of Terrorism compliance services. Al Aegis handles risk assessments, policy drafting, KYC/CDD, GoAML, and staff training.

10+ Years

of Professional Experience

1,500+

Successful Audits Completed

2,500+

Expert Consultations Delivered

Book a Free Consultation

Government Agencies We Collaborate With

Federal Tax Authority (FTA)Ministry of Finance (MoF)Dubai Customs AuthorityAbu Dhabi CustomsEconomic Substance Regulations (ESR)Anti-Money Laundering (AML) AuthoritiesMinistry of EconomySecurities & Commodities Authority (SCA)

Overview

AML/CFT Compliance — Protect Your Business from Financial Crime Risks. The UAE enforces strict Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) regulations under Federal Decree-Law No. 20 of 2018 and its amendments. These regulations apply to financial institutions, Designated Non-Financial Businesses and Professions (DNFBPs), and virtual asset service providers. Non-compliance can result in severe penalties, including fines of up to AED 5 million, license suspension, and criminal prosecution. Al Aegis Corporate Services provides comprehensive AML/CFT compliance services to help businesses meet their regulatory obligations. We start with a thorough business risk assessment to identify your money laundering and terrorist financing risk exposure, then design and implement a tailored compliance framework. Our services include drafting AML/CFT policies and procedures manuals, designing Customer Due Diligence (CDD) and Know Your Customer (KYC) processes, setting up transaction monitoring systems, registering your business on the GoAML platform, filing Suspicious Transaction Reports (STRs), and conducting staff awareness training programs. Whether you are a real estate company, precious metals dealer, legal professional, accounting firm, or any other DNFBP, Al Aegis ensures your AML/CFT program meets the expectations of supervisory authorities and protects your business from financial crime risks.

Key Features

Business Risk Assessment (ML/TF)

AML/CFT Policy & Procedures Manual

KYC/CDD Process Design

Enhanced Due Diligence (EDD) for High-Risk Clients

GoAML Registration & STR Filing

Transaction Monitoring Framework

AML Staff Training & Awareness Programs

Regulatory Inspection Preparation

Why Choose Al Aegis?

Tailored Compliance Framework

We design AML/CFT programs specifically for your business type, risk profile, and industry — not generic, one-size-fits-all templates.

GoAML Expertise

We handle GoAML registration, platform setup, and STR filing procedures, ensuring your business meets FIU reporting requirements.

Comprehensive Training

Our AML training programs educate your staff on recognizing red flags, conducting due diligence, and fulfilling their compliance obligations.

Inspection Readiness

We prepare your business for supervisory authority inspections with organized documentation, clear processes, and documented compliance activities.

Ongoing Support

AML compliance is not a one-time exercise. We provide ongoing support including annual risk assessment updates, policy reviews, and regulatory change monitoring.

Penalty Prevention

Our proactive compliance approach helps you avoid the severe penalties associated with AML non-compliance — which can reach AED 5 million or more.

Frequently Asked Questions

Who is required to comply with UAE AML/CFT regulations?

Financial institutions, DNFBPs (real estate agents, precious metals/stones dealers, lawyers, accountants, trust/company service providers), and virtual asset service providers are all required to comply with UAE AML/CFT regulations.

What is GoAML and do I need to register?

GoAML is the UAE Financial Intelligence Unit's (FIU) platform for receiving and analyzing Suspicious Transaction Reports (STRs). All entities subject to AML/CFT regulations must register on GoAML and file STRs when suspicious activities are identified.

What are the penalties for AML non-compliance in the UAE?

Penalties can include administrative fines of up to AED 5 million, license suspension or revocation, personal liability for compliance officers and senior management, and criminal prosecution in serious cases.

What does Customer Due Diligence (CDD) involve?

CDD involves identifying and verifying the identity of customers, understanding the nature and purpose of the business relationship, conducting ongoing monitoring of transactions, and applying Enhanced Due Diligence (EDD) for higher-risk customers.

How often should AML training be conducted?

AML training should be conducted for all new employees upon joining and refresher training should be provided at least annually. Additional training may be needed when regulations change or when new risk areas are identified.

Ready to get started?

Get a Quote